mortgage debt to income ratio uk

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How Much Can I Borrow for a Mortgage?
The debt-to-income ratio, which is also called the “Back-End Ratio” figures what percentage of income is required to cover debts. The mortgage is included in .
http://www.mortgagecalculator.org/helpful-advice/how-much-can-i-borrow.php

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Mortgage Market Review Data Pack ... - Financial Services Authority
Annex 1: Regular mortgage market data publications by the FSA . Debt-to- income (ratio or multiple) . Exhibit 1.3: Evolution of tenure in the UK, number of .
http://www.fsa.gov.uk/pubs/other/mmr_datapack.pdf

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How to Apply for a Mortgage
Everything you need to know before applying for a mortgage. . idea of how much they can afford monthly, it is important to figure out their debt-to-income ratio.
http://www.mortgagecalculator.org/helpful-advice/ups-and-downs-with-mortgages.php

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Mortgages, Housing and Monetary Policy - What ... - Bank of England
Nov 22, 2011 . mortgage markets have been close to the centre of the economic and . High leverage, combined with a high debt-to-income ratio, makes new .
http://www.bankofengland.co.uk/publications/speeches/2011/speech531.pdf

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8 Must-Have Numbers For Evaluating A Real Estate Investment
May 26, 2011 . Your Mortgage Payment For a standard owner-occupied home, lenders typically prefer a total debt-to-income ratio of 36%, but some will go up .
http://www.investopedia.com/financial-edge/0511/8-must-have-numbers-for-evaluating-a-real-estate-investment.aspx

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What Explains Trends in Household Debt in ... - Bank of Canada
The aggregate debt-to-income ratio of Canadian households has trended upward over . increase in the debt-to-income ratio was driven mostly by residential mortgage . Bank for International Settlements and U.K. Office for National Statistics .
http://www.bankofcanada.ca/wp-content/uploads/2012/02/boc-review-winter11-12-crawford.pdf

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House Prices and Earnings/Debt:Income Ratio ... - UKMoneyPot.co.uk
Sep 3, 2010 . But if house prices come down while earnings rise the maximum debt to income ration could be increased and long term mortgages could be .
http://www.ukmoneypot.co.uk/house-prices-and-earningsdebtincome-ratio.htm

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Calculating your Debt-to-Income Ratio | debtsolver
Jun 28, 2010 . Your debt-to-income ratio is basically an expression of the relationship . Debtsolver, the UK debt solution specialist and financial first-aider, have . and secured; your monthly mortgage repayments and your overdraft.
http://www.debtsolver.co.uk/blog/calculating-your-debt-to-income-ratio/

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Recovery takes the long and winding road | Analysis | Mortgage ...
Apr 23, 2012 . The graph below shows the mortgage debt to income ratio for the UK economy since 1995. Between 2001 and 2007 the ratio rose sharply as .
http://www.mortgagestrategy.co.uk/analysis/recovery-takes-the-long-and-winding-road/1050162.article